Monday, May 18, 2009

The Affordable Health Insurance

As it is testified by the large variety of different health care systems across the world, there are several different methods that a country could take about health insurance. The affordable health insurance is one on the aims of any state medicine. In Germany, for example, citizens are obliged to join health insurance funds but they can contract out for a variety of reasons. The United States government accommodates affordable health care to just over 25% of its citizens through some agencies, but in other respects the free market provides the balance of health care services. So all health insurance systems around the world have their own merits and demerits.

France. The markworthy element of the French insurance system is unification: as more ill a person becomes, as less he pays. The insurance system recompenses 100 % of expenses, for people with serious or chronic illnesses.
United Kingdom. The UK model of health insurance is based on publicly funded healthcare system that accommodates coverage to all residents in the UK. Private health care is used by less than 8% of the population.

Canada. Under auspices of Canada Health Act, health insurance in Canada offers the citizens an opportunity to have free access to basic health services. The affordable health insurance there is in account with Medicare Company. Private health insurance is allowed, but it is only relate to services that the public health plans do not cover, such as private rooms in hospitals and prescription meds plans. Some experts are of opinion that Canada has the most convenient and affordable health insurance system.

Australia. The public health system is called Medicare. It is perceived to have free universal access to hospital treatment and sponsored out-of-hospital medical treatment. It is funded by a 1.5% imposition of a tax. The private health system is represented by a number of private health insurance companies. The largest one is government-owned Medibank Private.

United States. Statistically about 84% of Americans have health insurance; 60% obtain it through an employer, while about 9% purchase it single-handed. Government agencies provide coverage to about 27% of Americans. The U.S. is the only wealthy, industrialized nation that does not have a universal centralized health care system.

Russia. The post-Soviet Union, Russia carried out a health care reform. It also has a governmental-owned health insurance and some private companies.